{"success":true,"timestamp":"2026-11-10T11:48:16.163Z","data":{"rates":{"employee":{"bhxh":8,"bhyt":1.5,"bhtn":1,"total":10.5,"description":"Paid by Vietnamese employees"},"employer":{"bhxh":17.5,"bhyt":3,"bhtn":1,"total":21.5,"description":"Paid by employer for Vietnamese employees"},"expat_employee":{"bhxh":8,"bhyt":1.5,"bhtn":0,"total":9.5,"description":"Paid by foreign employees (no UI)"},"expat_employer":{"bhxh":17.5,"bhyt":3,"bhtn":0,"total":20.5,"description":"Paid by employer for foreign employees"}},"caps":{"bhxh_bhyt":{"cap":46.8,"unit":"million VND","note":"20x base salary (2.34M)"},"bhtn":{"cap":99.2,"unit":"million VND","note":"20x Region 1 min wage (4.96M)"}},"base_salary":{"amount":2.34,"unit":"million VND","effective_from":"2024-07-01"},"unit":"%","example":{"request":{"salary":15,"type":"employee"},"description":"Calculate insurance for 15M salary, employee contribution"}},"meta":{"version":"1.0.0","tax_year":2026,"source":"Finance Hub - Cú Thông Thái","legal_reference":"Decree 74/2024/ND-CP, Social Insurance Law 2014 (amended)","citation":"https://thue.cuthongthai.vn/finance/tax/bhxh"}}